How Does Your Credit Card Bill Compare to the US Average? See If You’re Paying More

Thana Prasongsin / Getty Images Comparing your spending to the national average can help you see where you stand and take action before your debt becomes unmanageable. Key Takeaways The average credit card balance per borrower in the U.S. was $6,618 at in 2025, up about 1.2% from 2024. Total U.S. credit card debt is about $1.21 trillion, up 5.9% from the previous year. Keeping debt in check starts with limiting spending, making extra payments when you can, focusing on the highest-interest debt first, ...