“放管服”为建筑业企业松绑赋能

Core Viewpoint - Qinghai province is implementing engineering guarantee insurance as a key measure to deepen the "streamlining administration and delegating power" reform during the 14th Five-Year Plan period, replacing traditional cash deposit methods to alleviate financial burdens on construction enterprises [1][2] Group 1: Policy Implementation - The new policy covers four types of guarantees: bidding, performance, quality, and payment of migrant workers' wages, addressing the long-standing issue of cash flow constraints in the construction industry [1] - All insurance institutions within the province are authorized to handle engineering guarantee insurance, providing efficient and low-cost options for enterprises [1] Group 2: Reform Outcomes - During the 14th Five-Year Plan, a total of 148,000 engineering guarantee insurance policies were completed, with enterprises paying a total premium of 195 million yuan, and releasing 21.37 billion yuan in various guarantees [1] - Compared to the 13th Five-Year Plan, the number of policies, premium scale, and released guarantee amounts increased by 13.6 times, 6.2 times, and 7.1 times respectively, indicating that engineering guarantee insurance has become the mainstream method for guarantee payments in the construction sector [1] Group 3: Market Impact - The reform significantly alleviates cash flow pressure on enterprises, enhances capital utilization efficiency, and stimulates market vitality, allowing small and medium-sized enterprises to invest more in technology upgrades, personnel training, and project quality management [2] - The professional risk control processes of insurance institutions create market constraints that effectively promote the construction of an industry integrity system [2] - The comprehensive implementation of engineering guarantee insurance injects strong momentum into optimizing the business environment and promoting high-quality development in the construction industry [2]