云南金融系统有力有效支持实体经济发展——精准滴灌 纾困兴业

Core Viewpoint - The financial system in Yunnan is effectively supporting the real economy, with a notable increase in loan volume and a decrease in interest rates, contributing to high-quality economic development [1][2]. Group 1: Financial Support for Agriculture - As of November 2025, the total loan balance for agriculture in Yunnan reached 1.39 trillion yuan, significantly supporting the agricultural sector [2]. - Innovative financial products like "Cane Loan" and "Cloud Flower Loan" have been introduced to address specific financing needs in the sugarcane and jasmine flower industries, with the latter receiving 11 million yuan in loans [1][2]. - Agricultural facility mortgage loans in pilot areas reached 642 million yuan by the end of Q3 2025, marking a 45.6% year-on-year increase, addressing long-standing collateral issues in the agricultural sector [2]. Group 2: Financial Innovation and Technology - A technology-focused agricultural company received a 10 million yuan credit loan through the "Science and Technology Loan" program, enhancing its processing capacity by 40% and reducing loss rates by 15% [4]. - The balance of technology loans in Yunnan grew by 10.79% year-on-year, with loans to technology SMEs increasing by 15.65% [5]. - The establishment of a financing credit service platform has facilitated connections between 241 financial institutions and 183.7 million registered enterprises, leading to a total credit issuance of 573.5 billion yuan [6]. Group 3: Financial Support for Tourism and Elderly Care - The "Golden Travel Loan" product provided 500,000 yuan to support a hospitality business in Lugu Lake, showcasing financial support for the tourism sector [7]. - Loans for the elderly care industry increased by 133.64% year-on-year, with cultural, entertainment, transportation, and accommodation loans reaching 1.14 trillion yuan, a 70% increase compared to the end of the 13th Five-Year Plan [7][8]. - Financial resources are being directed towards developing a comprehensive financial ecosystem for tourism, including support for various new business models in the sector [8].