嘉兴银行反诈案例 获评反诈“十大劝阻案例”

Core Insights - The article highlights the recognition of Jiaxing Bank's Xiushui Branch for successfully intercepting a telecom fraud case involving a transfer of 2.5 million yuan, showcasing the effectiveness of its anti-fraud measures [1][2]. Group 1: Anti-Fraud Measures - Jiaxing Bank has established a comprehensive anti-fraud prevention system that integrates technology, collaboration with law enforcement, and institutional safeguards [2]. - The bank employs advanced transaction monitoring models to detect and intercept abnormal transactions in real-time [2]. - A successful case involved a senior citizen who was targeted by a scam impersonating a "Douyin customer service," where the bank's system blocked two suspicious transactions, protecting the individual's assets [2]. Group 2: Collaboration and Operational Integration - The bank has initiated the "Smart Eye Laboratory" to enhance collaboration between the bank and police, facilitating information sharing and joint risk assessment [2]. - Anti-fraud responsibilities are integrated into daily operations, utilizing a closed-loop model of "front-end identification, mid-end decision-making, and back-end verification" to strengthen the anti-fraud defense [2]. Group 3: Achievements and Future Plans - Since 2025, Jiaxing Bank has successfully intercepted 79 suspicious remittances, protecting customer funds totaling 9.6449 million yuan [3]. - The bank optimized 183 risk control models in a year, intercepting 15,000 abnormal transactions with a total value of 9.2 billion yuan [3]. - Future plans include further optimization of the anti-fraud system and enhancement of police-bank collaboration to improve risk prevention capabilities [3].