厦门国际银行珠海分行以“跨境速汇通”助推珠澳跨境支付互联互通

Core Viewpoint - The article highlights the importance of cross-border payment facilitation in promoting regional integration within the Guangdong-Hong Kong-Macao Greater Bay Area, emphasizing the role of Xiamen International Bank's Zhuhai branch in addressing challenges related to cross-border fund flows and services [1]. Group 1: Cross-Border Payment Solutions - Xiamen International Bank's Zhuhai branch has launched the "Cross-Border Fast Remittance" product to address the inefficiencies of traditional cross-border remittance processes, which are often cumbersome, time-consuming, and costly [1]. - The "Cross-Border Fast Remittance" product allows for real-time cross-border remittances between Xiamen International Bank and Macao International Bank accounts without the need for SWIFT intermediaries, achieving "instant arrival" of funds [1]. - Since its optimization in May 2025, the "Cross-Border Fast Remittance" product has facilitated over 10 million yuan in cross-border remittances, benefiting hundreds of families and businesses [1]. Group 2: User Experience and Features - The "Cross-Border Fast Remittance" product offers 24/7 availability and supports multiple channels, including personal mobile banking and corporate online banking, enhancing user convenience [2]. - The product implements a "three-free" policy, waiving remittance fees, communication fees, and overseas account bank fees, making it cost-effective for users [2]. - The interface design has been simplified, and system automatic verification has been strengthened to improve efficiency and reduce the risk of operational errors, balancing convenience and security [2]. Group 3: Future Developments - Xiamen International Bank's Zhuhai branch aims to continue expanding its cross-border financial services in line with the integrated development needs of the Greater Bay Area, exploring innovative scenarios based on domestic and international linkages [2].