MarketWatch Money Challenge, Day 7: Do a Roth conversion — if you fall into this category

If you decide a Roth conversion is worth it for you, it is critical to do it when your tax rate is lower than you expect it to be in retirement. That could be a low-income year or a year in which you lost a job. - MarketWatch illustration/iStockphoto Welcome to Day 7, the final installment in MarketWatch’s seven-part money challenge. We’ve published one tip a day for seven business days. We hope these ideas have inspired you to take control over some aspects of your finances in 2026 and to set yourself up ...