太火爆！马年纪念币纪念钞开抢一分钟售罄、系统“崩溃”，多家银行回应，二手市场溢价飙升！网友：验证码还没收到就抢光了

Core Viewpoint - The 2026 Year of the Horse commemorative coins and banknotes were quickly sold out within a minute of their release, highlighting the intense demand and competition among collectors [1][3][6]. Group 1: Sales and Demand - The reservation limit for each individual was set at 20 coins and 20 banknotes, with each person allowed to reserve only once [1][3]. - Reports indicate that the reservation pages for multiple banks, including major state-owned banks, were instantly sold out, with users experiencing system issues such as freezing and network errors during the reservation process [1][6][9]. - A collector noted that the experience of reserving commemorative items has become a family event, yet many have been unsuccessful in securing them over the years due to high demand [6][9]. Group 2: Market Trends and Pricing - The secondary market for the commemorative coins and banknotes has seen significant price increases, with coins selling at a premium of several tens of yuan and banknotes even doubling in price [22][24]. - Specific examples include a set of commemorative coins and banknotes being listed for 1,100 yuan on a resale platform, indicating a strong speculative interest [22]. - The market for these items is characterized by short-term price volatility driven by initial demand, but experts suggest that long-term value appreciation may be limited [35]. Group 3: Cultural Significance and Investment Perspective - The Year of the Horse commemorative items are seen as culturally significant, symbolizing good fortune and progress in Chinese tradition, which enhances their appeal among collectors [35]. - Experts advise potential investors to approach the purchase of commemorative coins and banknotes with caution, as the current price spikes may not be sustainable in the long run [35].