热搜第一，马钞，火了！

Core Viewpoint - The recent launch of the Year of the Horse commemorative currency has led to significant demand and price surges in the secondary market, with some items being sold at substantial premiums [1][10]. Group 1: Market Demand and Activity - The reservation process for the Year of the Horse commemorative currency was extremely popular, causing significant delays and issues across various banking apps, with some showing zero availability shortly after opening [3][5]. - Many users reported difficulties in securing reservations, with some stating they faced technical issues such as incorrect verification codes and app crashes [7][9]. Group 2: Secondary Market Pricing - The secondary market for the commemorative currency has seen varying price increases, with sellers offering a complete set of 20 commemorative notes for 2000 yuan, while individual notes with special numbers, like "Dragon Pearl," are priced at 520 yuan each [1][10]. - General pricing for ordinary commemorative notes ranges from 700 yuan to 2000 yuan, indicating a significant markup from their face value [10]. Group 3: Industry Insights - Industry experts note that while the issuance of commemorative currency by the central bank aims to promote cultural heritage and meet collector demand, the high production volume of 100 million notes may dilute their scarcity and long-term value [12]. - The previous year's experience with the Snake commemorative currency, which saw a price drop, serves as a cautionary tale for consumers to remain rational and avoid chasing inflated prices [12].