Xin Lang Cai Jing·2026-01-14 11:11Core Viewpoint - The reservation for the Year of the Horse commemorative coins and banknotes has officially started, but many users are facing difficulties in securing their reservations due to high demand and technical issues with banking apps [1][3][5]. Group 1: Reservation Issues - The reservation process for the Year of the Horse commemorative coins and banknotes has become a trending topic on social media, with many users expressing frustration over the inability to secure their reservations despite being online at the designated time [3][5]. - Users reported various issues with banking apps, including page loading failures and system crashes, leading to a significant number of complaints about the reservation process [6][8]. - Bank representatives attributed the technical difficulties to the overwhelming number of simultaneous reservation attempts, stating that the systems were functioning normally despite the high traffic [8][10]. Group 2: Pricing and Market Demand - The official prices for the commemorative coins and banknotes are set at 200 yuan for a set of 20 coins and 400 yuan for a set of 20 banknotes, totaling 600 yuan [1][12]. - However, on secondary trading platforms, the prices for these sets have surged, with listings exceeding 1000 yuan and some reaching as high as 1500 yuan, indicating a strong demand in the collector's market [11][12]. - The popularity of commemorative coins and banknotes has been described as "phenomenal," with previous releases also experiencing similar high demand and rapid sellouts [14].