Peoples Bancorp (US:PEBO) ZACKS·2026-01-14 15:15Core Viewpoint - Peoples Bancorp (PEBO) is expected to report quarterly earnings of $0.88 per share, reflecting a 7.3% increase year-over-year, with revenues projected at $118.15 million, a 5.8% increase compared to the previous year [1]. Financial Metrics - Analysts estimate 'Average Balance - Total earning assets' to be $8.73 billion, up from $8.21 billion a year ago [4]. - The 'Net Interest Margin' is projected at 4.1%, slightly down from 4.2% reported in the same quarter last year [4]. - The 'Efficiency ratio' is expected to remain stable at 59.6%, unchanged from the previous year [4]. Income Projections - 'Total Non-interest income' is anticipated to reach $27.03 million, an increase from $25.09 million in the same quarter last year [5]. - 'Electronic banking income' is forecasted at $6.53 million, up from $6.27 million reported in the same quarter last year [5]. - 'Insurance income' is expected to be $4.55 million, slightly up from $4.52 million a year ago [6]. - 'Deposit account service charges' are projected to be $4.33 million, down from $4.50 million in the previous year [6]. - 'Net Interest Income' is estimated at $91.23 million, compared to $86.54 million last year [6]. Additional Insights - 'Net interest income on a fully tax-equivalent basis' is likely to reach $91.42 million, up from $86.82 million a year ago [7]. - 'Trust and investment income' is predicted to be $5.47 million, compared to $5.03 million in the same quarter last year [7]. - Shares of Peoples Bancorp have shown a return of -3.8% over the past month, contrasting with the Zacks S&P 500 composite's +2.1% change, with a Zacks Rank 2 (Buy) indicating expected outperformance in the near future [7].