Ahead of Bank OZK (OZK) Q4 Earnings: Get Ready With Wall Street Estimates for Key Metrics

Core Viewpoint - Analysts forecast that Bank OZK will report quarterly earnings of $1.56 per share, indicating no change from the previous year, with revenues expected to reach $432.57 million, reflecting a 4.9% increase year-over-year [1]. Earnings Estimates - The consensus EPS estimate has been revised 0.1% higher in the last 30 days, indicating a collective reevaluation by analysts [2]. - Revisions to earnings projections are crucial for predicting investor behavior and are linked to short-term stock price performance [3]. Key Financial Metrics - Analysts predict a 'Net Interest Margin' of 4.2%, down from 4.3% in the same quarter last year [5]. - The 'Efficiency Ratio' is expected to reach 36.8%, compared to 33.7% a year ago [5]. - 'Total Average Interest-Earning Assets (FTE)' is projected at $38.01 billion, up from $35.16 billion in the same quarter last year [6]. - 'Total Non-Interest Income' is estimated at $34.33 million, compared to $32.94 million a year ago [6]. - 'Net Interest Income (FTE)' is expected to be $402.15 million, an increase from $382.72 million in the same quarter last year [7]. - The consensus estimate for 'Net Interest Income' stands at $397.93 million, compared to $379.40 million a year ago [7]. - 'BOLI income' is projected at $6.35 million, up from $5.81 million last year [8]. - 'Loan service, maintenance and other fees' are expected to reach $9.12 million, compared to $8.79 million a year ago [8]. Stock Performance - Bank OZK shares have decreased by 3.3% over the past month, contrasting with a 2.1% increase in the Zacks S&P 500 composite [8]. - The company holds a Zacks Rank 3 (Hold), suggesting it is expected to perform in line with the overall market in the near future [8].