ZACKS·2026-01-14 15:15Core Viewpoint - Fifth Third Bancorp (FITB) is expected to report quarterly earnings of $1.01 per share, a 12.2% increase year-over-year, with revenues projected at $2.33 billion, reflecting a 7.3% increase compared to the same period last year [1]. Earnings Estimates - The consensus EPS estimate has been revised downward by 0.8% over the past 30 days, indicating a collective reassessment by analysts [2]. - Changes in earnings estimates are crucial for predicting investor reactions, as empirical studies show a strong correlation between earnings estimate revisions and short-term stock performance [3]. Key Metrics Projections - Analysts project the 'Efficiency Ratio (FTE)' to be 54.5%, slightly down from 54.7% a year ago [5]. - The 'Book value per share' is expected to reach $30.09, up from $26.17 a year ago [5]. - 'Tangible book value per share (including AOCI)' is forecasted at $22.31, compared to $18.69 last year [5]. - The 'Average balance - Total interest-earning assets' is estimated at $194.87 billion, up from $193.51 billion in the same quarter last year [6]. - 'Return on average common equity' is projected to remain stable at 13.0%, consistent with the previous year [6]. - The 'Leverage Ratio' is expected to increase to 9.4%, up from 9.2% last year [7]. - The 'CET1 Capital Ratio' is projected at 10.6%, slightly up from 10.5% a year ago [7]. - The 'Tier 1 risk-based Capital Ratio' is estimated at 11.7%, down from 11.8% last year [7]. - The 'Total risk-based Capital Ratio' is expected to be 13.7%, down from 13.8% a year ago [8]. - 'Total nonperforming assets' are projected to reach $843.25 million, down from $860.00 million last year [8]. - 'Total nonaccrual portfolio loans and leases' are expected to be $832.25 million, compared to $823.00 million last year [8]. - 'Tangible common equity (including AOCI)' is estimated at 7.5%, up from 6.0% last year [9]. Stock Performance - Over the past month, shares of Fifth Third Bancorp have returned +1.1%, while the Zacks S&P 500 composite has changed by +2.1% [10]. - Currently, FITB holds a Zacks Rank 3 (Hold), indicating that its performance may align with the overall market in the near future [10].