尾盘：美股维持跌势 纳指下跌330点

Market Overview - The US stock market closed lower, with major technology stocks leading the decline as traders processed the latest batch of bank earnings and geopolitical risks loomed over market sentiment [1][8] - The Dow Jones Industrial Average fell by 158.38 points (0.32%) to 49,033.61, the Nasdaq dropped by 333.36 points (1.41%) to 23,376.51, and the S&P 500 decreased by 56.64 points (0.81%) to 6,907.10 [3][10] Banking Sector Performance - Wells Fargo's stock declined by 5.6% after reporting fourth-quarter revenue below expectations, while Bank of America fell by 3.6% despite exceeding expectations in trading revenue due to cost concerns [3][10] - In contrast, Citigroup reported fourth-quarter results that surpassed expectations [3] - The financial sector was the worst-performing industry, with JPMorgan's stock dropping over 4% due to disappointing investment banking expenses [3][10] Economic Data and Federal Reserve Outlook - US retail sales for November increased by 0.6%, the highest since July, surpassing market expectations of 0.4% [5][12] - Analysts predict that these retail sales figures may not impact Federal Reserve policy, as the Fed had already cut rates in December without this data [12] - The Federal Reserve is expected to maintain interest rates steady for the next six months, with potential cuts in the second half of 2026 [5][12] Geopolitical Factors - The market is experiencing heightened uncertainty due to geopolitical risks, particularly regarding the US's potential intervention in Iran [1][12] - Analysts noted that the uncertainty surrounding Iran has made it difficult to assess cross-market transmission paths [12] Individual Company Updates - Rivian is recalling over 19,000 electric vehicles, leading to a downgrade by UBS to "sell" [13] - Intel's stock rose following indications that Apple has invested in the company [14] - Honeywell's quantum computing division, Quantinuum, plans to file for an IPO [15] - AstraZeneca has acquired Modella AI to accelerate its cancer drug development [16] - Bilibili reported that its advertising revenue has grown over 20% for 11 consecutive quarters [17]