Social Security 2026: Why 85% of Your $2,071 Monthly Benefit Could Be Taxable

Quick Read Social Security benefits become taxable when combined income exceeds thresholds frozen since 1983. Claiming at 62 cuts benefits by 30% permanently while waiting until 70 adds 24% above full retirement age. The earnings test withholds benefits if you claim before full retirement age and earn above specific limits. A recent study identified one single habit that doubled Americans’ retirement savings and moved retirement from dream, to reality. Read more here. Social Security's 2.8% cos ...