2026 COLA Pushes Social Security Checks To All Time High, But It’s Still Not Enough

Quick Read The average Social Security check hit $2,071 monthly in January 2026 with a 2.8% COLA. Medicare Part B premiums rose to $202.90 per month from $185. This consumes nearly one-third of the average COLA increase. Claiming Social Security at 62 permanently reduces benefits by approximately 30% compared to full retirement age. A recent study identified one single habit that doubled Americans’ retirement savings and moved retirement from dream, to reality. Read more here. Social Security b ...