Zhong Guo Ji Jin Bao·2026-01-15 03:46Core Insights - The public FOF (Fund of Funds) has seen a significant increase in attention and funding, with reports of over 200 million yuan flowing into FOF products in just one week, marking a notable shift after years of low sales [1][2][3] Group 1: Funding and Sales Trends - Recent data indicates that a leading FOF business has received over 200 million yuan in inflows, with "fixed income plus" products attracting the most capital [2] - A newly launched FOF product achieved a remarkable "sold out in one day" status, raising 20.99 billion yuan on its first day, indicating strong market demand [8] - The number of FOF products implementing purchase limits has increased significantly, with 14 announcements made in 2026 alone, compared to 39 for the entire year of 2025 [7] Group 2: Bank Channel Influence - The rise in FOF popularity is attributed to banks enhancing their sales channels, with products like the "TREE Long-term Profit Plan" from China Merchants Bank gaining traction among clients seeking alternatives to low-interest deposits [8] - Bank wealth management teams are actively promoting FOFs as a solution for clients looking for stable returns in a low-interest environment, with significant investments from high-net-worth individuals [9] - Some banks are focusing on FOFs while others prioritize fixed-income products, reflecting a diverse approach to asset management [9] Group 3: Market Potential and Growth - The growth in FOF popularity is supported by clear product lines that cater to various risk and return preferences, as well as the ability to provide comprehensive asset allocation solutions [10] - In 2025, the total fundraising for public FOFs reached 84.53 billion yuan, an increase of over eight times compared to previous years, indicating a strong recovery and growth potential in the sector [10] - Despite the growth, the total scale of public FOFs remains low at 235.54 billion yuan, representing less than 1% penetration in China's overall mutual fund market of 37 trillion yuan, suggesting significant room for expansion [10]