英国央行副行长:或需为稳定币提供银行存款类似保护措施
智通财经网·2026-01-15 07:49

Core Viewpoint - The Bank of England is considering providing support for stablecoin deposits similar to the guarantees for traditional bank savings to maintain public trust in currency, especially in the event of a stablecoin failure [1][2] Group 1: Regulatory Framework - The Bank of England plans to implement stablecoin regulatory rules by the end of the year to align with regulations being established in the United States [1] - A temporary cap on stablecoin holdings is proposed, with individual limits set at £20,000 for personal accounts and £10 million for corporate accounts [1] Group 2: Financial Stability Measures - Ramsden indicated that a form of insurance plan may be necessary for stablecoins to maintain long-term trust, similar to the insurance plans applicable to bank deposits [1] - The Bank of England suggests that support assets and liquid reserves for addressing financial risks and bankruptcy costs should be placed under statutory trust, with ongoing updates to liquidation plans verified by external auditors [2]

英国央行副行长:或需为稳定币提供银行存款类似保护措施 - Reportify