工银积极养老目标五年混合FOF清盘 成立3年盈利12%

Core Viewpoint - The report highlights the establishment and operational details of the ICBC Credit Suisse Asset Management's "ICBC Active Pension Target Five-Year Holding Mixed Fund of Funds" (FOF), which is set to terminate if its net asset value falls below 200 million yuan by December 20, 2025 [1]. Fund Establishment and Regulations - The fund was registered by the China Securities Regulatory Commission on May 25, 2022, and officially established on December 20, 2022 [1]. - According to the fund contract, if the net asset value is below 200 million yuan three years after the contract's effective date, the fund will terminate without the possibility of extension through a meeting of fund shareholders [1]. Fund Performance - As of December 19, 2025, the cumulative unit net value of the fund is 1.1252 yuan, with a cumulative return rate of 12.52% [1]. - The fund's performance for the year shows a return of 24.70%, with a cumulative return since inception of 12.52% [3]. Comparative Performance - The fund's one-year return of 16.52% is compared to the average return of similar funds at 21.21% and the CSI 300 index at 18.03% [3]. - Over the past five years, the fund has achieved a return of 31.19%, while the average for similar funds is 29.89% [3]. Management Background - The fund is managed by Zhou Yan, who has extensive experience in various roles within the finance and investment sectors, including positions at ICBC Credit Suisse since 2014 [5].