上饶银行：将金融“五篇大文章”写在赣鄱大地上

Core Viewpoint - The Central Financial Work Conference emphasizes the importance of focusing on five key areas: technology finance, green finance, inclusive finance, pension finance, and digital finance, to provide robust financial support for the development of the real economy [1] Technology Finance - Shangrao Bank has established a collaborative system for technology finance, implementing a comprehensive action plan led by the bank president, which includes preferential interest rates and increased tolerance for non-performing loans for small tech enterprises [2] - The bank has injected over 2.5 billion yuan into key industries and digital transformation projects in Jiangxi Province, facilitating efficient financing solutions for innovation [2] Green Finance - Shangrao Bank has created a three-tiered system for green finance, focusing on strategic decision-making and professional execution, and has introduced policies to prioritize green projects [3][4] - The bank has provided over 3 billion yuan in loans for green projects, including support for clean energy and agricultural transformation, contributing to significant carbon reduction [5] Inclusive Finance - The bank has developed various agricultural loan products to address the financing difficulties faced by farmers, with an outstanding agricultural loan balance exceeding 25 billion yuan [6] - Shangrao Bank has implemented a one-stop service system for small and micro enterprises, with an inclusive loan balance surpassing 35 billion yuan, enhancing the financial ecosystem for small businesses [6] Pension Finance - The bank has tailored its services for the elderly, including physical facilities and online adaptations to assist seniors in accessing financial services [7] - Shangrao Bank has collaborated with local authorities to create financial products linked to elder care facilities, ensuring better service for the aging population [7] Digital Finance - The bank has launched a WeChat mini-program to enhance user experience and has successfully issued the first data asset pledge loan in Jiangxi Province, marking a significant step in financializing data [8] - Collaborations with legal and academic institutions aim to establish standards for data asset financing, addressing legal challenges in the digital finance sector [8] Conclusion - Shangrao Bank's initiatives reflect a deep integration of national policies with local characteristics, aiming to enhance financial services and support regional economic development [9]