Zhong Guo Jin Rong Xin Xi Wang·2026-01-15 10:38Core Insights - The Industrial and Commercial Bank of China (ICBC) Yulin Branch is focusing on enhancing inclusive finance by driving product innovation and strengthening government-business cooperation to support the real economy [1][2][3] Group 1: Product Innovation - The bank has launched efficient financing products such as "Industrial e-loan," "Transaction e-loan," and "Merchant e-loan," which cater to various sectors including industrial manufacturing, commercial circulation, and modern agriculture [1] - As of the end of 2025, the balance of the bank's "Regional e-loan" series exceeded 2.1 billion, becoming a core driver of inclusive loan growth [1] Group 2: Support for Agriculture - The bank has developed the "Xingnong e-loan" product system to support rural revitalization, addressing the financial needs of agricultural sectors like rice, pomelo, and pig farming [2] - By the end of 2025, the balance of the "Xingnong e-loan" products reached 361 million, marking a new growth point for inclusive finance [2] - The bank has promoted the "Warehouse Receipt Pledge Loan" model to help agricultural enterprises and merchants unlock their inventory assets, issuing over 70 million in such loans throughout the year [2] Group 3: Policy Collaboration - The bank has strengthened collaboration with local governments and financial regulatory bodies to facilitate policy implementation and promote financial services [3] - In April 2025, the bank renewed a strategic cooperation agreement with the Yulin Municipal United Front Work Department to promote new inclusive products and policies, attracting significant business interest [3] - By the end of 2025, the bank had issued 3.2 million in entrepreneurial guarantee loans, supporting the development of small and micro enterprises [3]