结构性“降息”来了！重点领域信贷投放迎来利好

Core Viewpoint - The People's Bank of China announced a reduction in the re-lending and rediscount rates by 0.25 percentage points, effective January 19, 2026, which will lower borrowing costs for banks and encourage credit allocation in key sectors, aiding economic structural transformation and optimization [1]. Group 1 - The reduction in rates will make it cheaper for banks to borrow from the People's Bank of China [1]. - This policy aims to enhance the enthusiasm for credit issuance in priority areas [1]. - The move is part of broader efforts to support economic restructuring and optimization [1].