金融监管总局：有力有序有效推进中小金融机构风险化解

Core Insights - The Financial Regulatory Administration held a meeting on January 15, 2026, to summarize the work of 2025 and arrange key tasks for 2026 [1] Group 1: Risk Management - The meeting emphasized the need to effectively and orderly resolve risks in small and medium-sized financial institutions, focusing on addressing existing risks and preventing new ones to maintain a "no explosion" baseline [2] - There is a strong emphasis on preventing and resolving risks in related fields, including the establishment of a normalized urban real estate financing coordination mechanism and legal support for debt risk resolution of financing platforms [2] Group 2: Industry Development - The meeting highlighted the importance of enhancing the high-quality development capabilities of the industry, including the need for careful planning and the reduction and quality improvement of small and medium-sized financial institutions [2] - Continuous efforts will be made to rectify disorderly competition and standardize industry order, while banks and insurance institutions are urged to focus on their main businesses and develop in a differentiated manner [2] Group 3: Regulatory Enhancement - There is a commitment to comprehensively strengthen and improve financial regulation, focusing on substantive risks and practical issues, while enhancing the capacity for legal regulation and implementing classified and graded supervision [2] - The design and construction of the "Financial Supervision Project" will be accelerated, and the responsibilities for consumer protection will be effectively fulfilled [2] Group 4: Financial Services Improvement - The meeting stressed the need to enhance the quality and efficiency of financial services for the economy and society, with a focus on supporting major strategies, key areas, and weak links [2] - Financial support will be strengthened for emergency disaster relief, elderly health, rural revitalization, and better financing services for small and micro enterprises to promote stability in businesses and employment [2]