Core Viewpoint - The People's Bank of China (PBOC) is implementing two key policy measures to address the current economic and financial situation, including lowering interest rates on various structural monetary policy tools and enhancing support for economic structural transformation [2][4]. Group 1: Monetary Policy Adjustments - The PBOC will reduce the interest rates on various structural monetary policy tools by 0.25 percentage points, with the one-year relending rate decreasing from 1.5% to 1.25%, and other term rates adjusted accordingly [2][4]. - The minimum down payment ratio for commercial property loans will be lowered to 30% to support the de-inventory of commercial and real estate markets [2][4]. Group 2: Tax Policy for Housing - A joint announcement from the Ministry of Finance, State Taxation Administration, and Ministry of Housing and Urban-Rural Development states that from January 1, 2026, to December 31, 2027, taxpayers selling their own homes and purchasing new ones within one year will receive a tax refund on the personal income tax paid on the sale of their previous home [2][4].
央行：商业用房购房最低首付降至30％
Xin Lang Cai Jing·2026-01-15 14:14