Group 1 - The People's Bank of China announced that by December 2025, the weighted average interest rates for new corporate loans and new personal housing loans are expected to be around 3.1%, a decrease of 2.5 percentage points and 2.6 percentage points respectively since the second half of 2018 [1][1] - The minimum down payment ratio for commercial property loans has been lowered to 30% in collaboration with the financial regulatory authority [1][1] - During the New Year's holiday in 2026, the number of viewings for second-hand residential properties in Shenzhen increased by 81% year-on-year, while the signing volume rose by 43%, indicating a sustained market momentum since December of the previous year [2][2] Group 2 - The article emphasizes the need to improve and stabilize expectations in the real estate market, as highlighted in a commentary published in the "Qiushi" magazine [2][2] - Guotai Junan Securities predicts that the continued accommodative policy environment will help consolidate and stabilize the market in 2026 [3][3]
贝壳(BEKE)盘前涨超2% 机构料地产政策面持续保持宽松不变