Group 1 - The financial total in China is expected to grow rapidly in 2025, with a significant reduction in the overall social financing cost and an optimized financial structure [1] - The social financing scale stock is projected to reach 442.12 trillion yuan, reflecting a year-on-year growth of 8.3% [4] - The weighted average interest rate for newly issued corporate loans and personal housing loans is approximately 3.1%, marking a decline of 2.5 and 2.6 percentage points respectively since the second half of 2018 [7] Group 2 - There is an increased focus on supporting key areas such as technological innovation and consumption to boost domestic demand, with loans in technology, green, inclusive, elderly care, and digital economy sectors maintaining double-digit growth, significantly outpacing the overall loan growth rate [10] - By 2025, the proportion of financing methods outside of bonds in the new social financing scale increment has exceeded 50% [10] Group 3 - The foreign exchange market is operating smoothly, with a basic balance in supply and demand, and the renminbi appreciating by 4.4% against the US dollar [14] - The yield on 10-year government bonds has stabilized around 1.8% to 1.9%, indicating a healthy development in the bond market [14] - The capital market has seen a boost in confidence, leading to increased trading activity [14] Group 4 - The efficiency of foreign exchange management services for the real economy has significantly improved, with over 220 billion USD in related facilitation services processed nationwide [15] - The foreign exchange market transaction volume is projected to reach 42.6 trillion yuan in 2025, with the corporate foreign exchange hedging ratio rising to 30%, both representing historical highs [15] - There has been a shift from net outflow to net inflow of cross-border funds, with a total net inflow of 30.21 billion USD for the year [15]
权威数读｜金融支持实体经济：效果明显 ！一起来看“成绩单”
Xin Hua She·2026-01-15 14:41