Banc of California(US:BANC) ZACKS·2026-01-15 15:16Core Viewpoint - Analysts project that Banc of California (BANC) will report quarterly earnings of $0.38 per share, reflecting a year-over-year increase of 35.7% and revenues of $292.72 million, up 10.8% from the same quarter last year [1] Earnings Projections - Revisions to earnings projections are crucial for predicting investor behavior and are linked to short-term stock price performance [2] - The consensus EPS estimate has remained unchanged over the last 30 days, indicating analysts' reassessment of their initial estimates [1] Key Metrics Estimates - Analysts estimate 'Net Interest Margin' to reach 3.2%, up from 3.0% a year ago [4] - The consensus for 'Average Balance - Total interest-earning assets' is $31.68 billion, compared to $30.82 billion last year [4] - 'Total Nonperforming loans' are expected to be $179.21 million, down from $189.61 million a year ago [4] - 'Total Nonperforming assets' are projected at $184.36 million, compared to $199.34 million last year [5] - 'Total NonInterest Income' is estimated at $34.73 million, up from $28.99 million in the same quarter last year [5] - 'Net Interest Income' is forecasted to reach $258.00 million, compared to $235.29 million a year ago [6] - 'Service charges on deposit accounts' are expected to be $5.19 million, up from $4.77 million last year [6] - 'Leased equipment income' is projected at $10.53 million, slightly down from $10.73 million in the same quarter last year [6] - 'Other commissions and fees' are estimated to reach $9.71 million, compared to $8.23 million last year [7] Stock Performance - Banc of California shares have recorded a return of +3.2% over the past month, outperforming the Zacks S&P 500 composite's +1.6% change [7] - The company holds a Zacks Rank 3 (Hold), suggesting it will likely perform in line with the overall market in the upcoming period [7]