Gear Up for Old Second Bancorp (OSBC) Q4 Earnings: Wall Street Estimates for Key Metrics

Group 1 - Analysts project Old Second Bancorp (OSBC) will announce quarterly earnings of $0.53 per share, a 20.5% increase year over year [1] - Revenues are expected to reach $95.65 million, reflecting a 30.7% increase from the same quarter last year [1] - There has been no revision in the consensus EPS estimate over the last 30 days, indicating stability in analysts' forecasts [1] Group 2 - The 'Net Interest Margin' is projected to be 5.0%, up from 4.7% in the same quarter last year [4] - The 'Efficiency Ratio' is expected to reach 54.3%, improved from 57.1% in the previous year [4] - The average balance of total interest-earning assets is estimated at $6.58 billion, compared to $5.26 billion a year ago [5] Group 3 - 'Total noninterest income' is forecasted to be $12.78 million, up from $11.61 million in the same quarter last year [5] - 'Net interest and dividend income' is expected to reach $82.96 million, compared to $75.28 million in the same quarter last year [5] - 'Wealth management' is projected to be $3.55 million, an increase from $3.30 million a year ago [6] Group 4 - Old Second Bancorp shares have decreased by 0.9% in the past month, while the Zacks S&P 500 composite has increased by 1.6% [6] - The company holds a Zacks Rank 3 (Hold), indicating it is expected to closely follow overall market performance in the near term [6]