化解中小金融机构风险 中国官方要求守住不“爆雷”底线

Core Viewpoint - The meeting held by China's National Financial Regulatory Administration on January 15, 2026, emphasized the importance of risk resolution for small and medium-sized financial institutions, focusing on managing existing risks and preventing new ones to avoid financial crises [1] Summary by Relevant Sections Risk Management - The meeting highlighted the need to effectively address existing risks while firmly preventing new risks, ensuring that there are no financial "explosions" [1] - Significant progress was made in the reform and risk resolution of small and medium-sized financial institutions in 2025 [1] Real Estate Financing - The urban real estate financing coordination mechanism has been expanded and improved, supporting the restructuring of operational financial debts for financing platforms [1] - The meeting called for the normalization of the urban real estate financing coordination mechanism to aid in developing a new model for real estate growth [1] Regulatory Measures - There is a strong emphasis on legally and compliantly supporting the resolution of debt risks for financing platforms [1] - The meeting stressed the need for strict prevention and crackdown on illegal financial activities [1] Financial Supply and Development - The meeting proposed a coordinated plan to steadily advance the reduction and quality improvement of small and medium-sized financial institutions, optimizing their institutional layout [1] - Banks and insurance institutions are urged to focus on their core businesses and develop in a differentiated manner [1] - There is a push to enhance financial supply to promote consumption and expand investment, effectively supporting the strategy to boost domestic demand [1] - The meeting also emphasized optimizing technology financial services and nurturing patient capital to support the development of new productive forces [1]