Core Viewpoint - The proposal to set a cap on credit card interest rates at 10% by the U.S. President may limit credit supply and push borrowers towards more expensive alternatives [1] Group 1: Credit Card Interest Rates - As of late 2025 to early 2026, the average promotional annual percentage rate (APR) for new credit cards in the U.S. is projected to be around 24%, marking a historical high [1] - The average listed interest rate for credit card plans from commercial banks is approximately 21%, even when considering accounts that do not incur interest due to full repayment [1] Group 2: Market Dynamics - The current market pricing is influenced by banks' funding costs, alongside considerations of economic recession and default risks [1]
特朗普信用卡费率上限提案遭遇阻力
Xin Lang Cai Jing·2026-01-15 15:40