Core Viewpoint - United Community Banks reported in-line earnings for Q4 2025, with earnings of 71 cents per share meeting analyst expectations and sales of $278.388 million exceeding the consensus estimate of $273.533 million [1] Group 1: Financial Performance - The company achieved a net interest margin expansion of 36 basis points year over year, with a 4 basis point improvement in Q4 [2] - Quarterly sales of $278.388 million surpassed analyst expectations, indicating strong revenue performance [1] - The company repurchased one million common shares at an average price of $29.84 per share and redeemed $35 million of senior debt during the fourth quarter [2] Group 2: Analyst Ratings and Market Reaction - Following the earnings announcement, United Community Banks shares fell by 1.2% to $256.50 [3] - Keefe, Bruyette & Woods analyst maintained a Market Perform rating and raised the price target from $34 to $36 [4] - Stephens & Co. analyst maintained an Overweight rating and increased the price target from $37 to $39 [4]
United Community Banks Analysts Increase Their Forecasts Following Q4 Earnings