I’m 44 with $2 million saved for retirement but I still feel way behind – is it too late to switch careers?

Key Points Despite $620K income and $2.1M net worth, the couple faces stress from $17K monthly expenses and $1.15M mortgage. Reducing the $17K monthly spending takes priority over career changes with uncertain income gains. Comfortable retirement is achievable without $8M through maximized 401(k) contributions and goal adjustment. A recent study identified one single habit that doubled Americans’ retirement savings and moved retirement from dream, to reality. Read more here. One of the big prob ...