再贷款利率19日起下调

Group 1 - The interest rates for various structural monetary policy tools have been reduced by 0.25 percentage points, with the one-year re-lending rate decreasing from 1.5% to 1.25% [1] - The quota for re-lending to support agriculture and small enterprises has been increased by 500 billion, with a specific quota of 1 trillion dedicated to private enterprises, focusing on supporting small and medium-sized private companies [1] - The quota for re-lending aimed at technological innovation and technological transformation has been increased from 800 billion to 1.2 trillion, adding 400 billion [1] Group 2 - The previously established bond financing support tools for private enterprises and technological innovation have been merged, providing a total re-lending quota of 200 billion [1] - The support areas for carbon reduction tools have been expanded to include energy-saving renovations, green upgrades, and energy low-carbon transitions, guiding banks to support comprehensive green transformations [1] - The support areas for service consumption and elderly care re-lending will be expanded to include the health industry, based on health industry recognition standards [1] Group 3 - The minimum down payment ratio for commercial property loans has been lowered to 30% [1] - Financial institutions are encouraged to enhance their foreign exchange risk hedging services, enriching foreign exchange hedging products to provide enterprises with cost-effective and flexible foreign exchange risk management tools [1]