Wells Fargo Expects Higher Net Interest Income in 2026

Core Viewpoint - Wells Fargo anticipates an increase in net interest income to approximately $50 billion in 2026, up from around $47.5 billion in 2025, driven by a growing balance sheet, changes in loan and deposit mix, and repricing of fixed assets [1] Group 1 - Net interest income is defined as the difference between earnings on interest-bearing assets and interest paid on customer deposits, making it a crucial metric for banks [1] - The company's projection is based on the assumption of only two to three cuts in the fed funds rate and a relatively stable 10-year Treasury in 2026 [2]