Core Viewpoint - Zhejiang Chouzhou Commercial Bank is innovating supply chain financing models to support import trade, enhancing cash flow and trade efficiency through a new approach that separates ownership and financing roles [1][2]. Group 1: Financial Innovation - The bank has introduced a financing model centered around import service providers who hold the ownership of goods, allowing them to use these goods as collateral for financing [1]. - This model enables downstream purchasers to secure loans from the bank, facilitating payments to upstream suppliers and revitalizing the entire supply chain's cash flow [1]. Group 2: Information Technology Integration - Chouzhou Bank has partnered with warehousing companies to establish an information system that allows real-time monitoring of pledged goods, ensuring their safety and value stability [2]. - The integration of capital flow, goods flow, and information flow through this system enhances trade turnover efficiency, allowing imported goods to move quickly and be managed effectively [2]. Group 3: Addressing Trade Challenges - The innovative model addresses key pain points in import trade, such as difficulties in goods valuation, disposal, and high financing costs, thereby alleviating liquidity pressure on small and medium-sized purchasers [2]. - It also supports core enterprises in accelerating sales collections and expanding trade scale, providing a replicable innovative example for enhancing regional supply chain stability and resilience [2].
唤醒“沉睡”囤货 稠州银行“进口货押”供应链 打造贸易通关密钥