Core Viewpoint - The article highlights the strategic initiatives and financial innovations in Guangdong province aimed at enhancing economic development through various financial sectors, including technology, green finance, and inclusive finance, as part of the national economic plan for 2025 [2][12]. Financial Performance - By the end of 2025, Guangdong's total deposits and loans remained the highest in the country, with a deposit balance of 38.7 trillion yuan, a year-on-year increase of 5.7% [3]. - The loan balance reached 29.9 trillion yuan, growing by 5.4% year-on-year, with significant increases in loans to enterprises [3][4]. Policy Framework - The People's Bank of China Guangdong Branch implemented a "1+N" policy support system to drive financial resources towards key areas, launching 12 specialized plans to support the "Five Major Financial Articles" [2][4]. Technological Finance Innovations - Guangdong introduced three major service models for technology finance, including "Benefit Enterprises Win-Win Plan" and "Equity Loan Guarantee Rent," to support the entire lifecycle of technology enterprises [5]. - By the end of November 2025, technology loans in Guangdong grew by 10.7%, with significant issuance of technology innovation bonds totaling 110.87 billion yuan [5]. Inclusive Finance Initiatives - The province's inclusive finance efforts led to a 6.5% year-on-year increase in loans in the eastern, western, and northern regions, surpassing the provincial average [6]. - The "Support for Agriculture and Small Enterprises" initiative included a dual mechanism of re-loans and fiscal subsidies, enhancing financial support for small businesses [6][7]. Green Finance Developments - Guangdong's green loans increased by 24.2% year-on-year, with innovative financing mechanisms such as carbon emission quota pledge financing being introduced [9]. - The province was selected as a pilot for green foreign debt, facilitating the registration of green foreign debt amounting to 38.72 million USD by the end of December 2025 [9][10]. Pension and Digital Finance - The pension finance sector saw a remarkable growth of 95% year-on-year, with new cross-border financial services being introduced [11]. - Digital finance initiatives supported the integration of financial services with the real economy, enhancing the efficiency of financial transactions [11][12].
蝉联全国存贷款余额第一!“五篇大文章”解码广东金融新动能
Nan Fang Du Shi Bao·2026-01-16 03:17