稳居全国第一！广东省存款余额近39万亿元、贷款余额近30万亿元

Core Insights - Guangdong Province maintains its position as the top financial region in China, with a total deposit balance of approximately 39 trillion yuan and a loan balance nearing 30 trillion yuan by the end of 2025 [1][2][4]. Financial Data Summary - By the end of 2025, the total balance of deposits in Guangdong reached 38.7 trillion yuan, an increase of 2.1 trillion yuan from the beginning of the year, making it the only province to surpass 30 trillion yuan in deposits [4][5]. - The balance of loans reached 29.9 trillion yuan, with an increase of 1.5 trillion yuan from the start of the year, and a cumulative increase of 10.3 trillion yuan during the "14th Five-Year Plan" period, indicating a significant rise in credit support for the real economy [5][6]. Strategic Financial Support - In the past year, Guangdong's financial resources have increasingly focused on major strategies, key areas, and weak links, with a commitment to enhancing financial services for economic structural adjustments and high-quality development [10][15]. - The "Hundred Counties, Thousand Towns, and Ten Thousand Villages High-Quality Development Project" has directed more loan funds to underdeveloped areas in eastern, western, and northern Guangdong, with loans in these regions growing by 6.5% year-on-year, outpacing the provincial average [16][17]. Sector-Specific Loan Growth - By the end of November 2025, loans in the "Five Major Articles" of Guangdong's financial strategy reached 12.7 trillion yuan, a year-on-year increase of 10.8%, accounting for 79.9% of the total loan growth in the province [21][22]. - Specific sectors such as technology loans, green loans, inclusive loans, elderly care industry loans, and digital economy loans saw year-on-year growth rates of 10.7%, 24.2%, 7.6%, 95.0%, and 10.5%, respectively, all exceeding the overall loan growth rate [22][23]. Future Financial Plans - The People's Bank of China Guangdong Branch plans to support the economic development of Guangdong in 2026, the first year of the "15th Five-Year Plan," by implementing a moderately loose monetary policy and utilizing structural monetary policy tools to promote domestic demand and optimize supply [24][25]. - The focus will continue to be on directing financial resources towards technological innovation, advanced manufacturing, green development, and rural revitalization, providing robust financial support for major strategies such as the "Hundred Million Project" and ecological construction [26][29].