云南信托数据信托产品荣获“金禧奖・2025优秀产品开发能力奖”

Core Viewpoint - The "2025 Excellent Product Development Capability Award" was awarded to Yunnan Trust for launching China's first substantive operational data trust product, which is expected to enhance the value of data assets and promote their circulation and governance [1][3]. Group 1: Data Trust Product Overview - Yunnan Trust's data trust product is based on user payment behavior analysis data and water usage behavior analysis data from a local company, providing a practical path for releasing data asset value [3]. - The operational revenue from the data assets includes data processing rights, data usage rights, data operation rights, and data service fees [3]. Group 2: Role of Financial Institutions - Bank of Communications Yunnan Branch acts as the custodian for the trust product, leveraging its strong background in custody services to innovate and enhance digital financial services [4]. - The bank aims to integrate digital finance with the real economy, promoting data as a new productive force [4]. Group 3: Policy and Institutional Framework - The State Council's December 2022 document emphasizes the importance of data as a new production factor, which is crucial for national development and security [4]. - Establishing a data foundation system is expected to activate the potential of data elements and strengthen the digital economy [4]. Group 4: Advantages of Data Trust - The data trust model facilitates data rights confirmation, protects beneficiaries' interests, and enables equitable distribution of data element revenues [5]. - This model allows for the separation of ownership, processing, and operational rights of data, fostering value creation and mutual benefits [5]. Group 5: Future Directions - Yunnan Trust plans to accelerate the transformation of asset services through technology, leveraging its experience in cloud computing and blockchain to contribute to the development of digital finance and the real economy [5].