Core Insights - The article discusses the emergence of a new commercial paradigm driven by AI, focusing on the establishment of foundational protocols and industry standards for secure and trustworthy AI-driven transactions [1][4][10] - Major tech players like OpenAI, Google, and Alipay are competing to create these standards, marking a shift from algorithmic competition to the construction of future commercial ecosystems [1][8] Group 1: ACT Protocol Overview - Alipay launched the ACT (Agentic Commerce Trust Protocols) on January 16, aimed at facilitating safe and efficient cross-intelligent agent collaboration in e-commerce and delivery scenarios [2][4] - The ACT protocol is designed to address key issues such as user authorization for AI operations, security in financial transactions, and maintaining service continuity across devices and applications [4][7] - The protocol includes four core infrastructure standards: Delegated Authorization Domain, Commercial Interaction Domain, Payment Service Domain, and Trust Service Domain, ensuring traceability and verification of AI operations [4][7] Group 2: Payment Models and Compatibility - The ACT protocol supports two payment models: Instant Payment, where users authorize payments in real-time during AI interactions, and Delegated Authorization, allowing users to set conditions for automated transactions [7][8] - The protocol adheres to principles of compatibility, privacy, and openness, ensuring it can adapt to existing commercial and payment systems while evolving with AI technology [7][10] Group 3: Competitive Landscape - Other tech giants are also developing their own AI commercial protocols, such as OpenAI's partnership with PayPal and Google's Universal Commerce Protocol (UCP) with major retailers [8][9] - The competition among these protocols indicates a shift in focus from language model capabilities to the practical implementation of AI in commercial settings [8][9] Group 4: Importance of Standardization - The establishment of protocols like ACT and UCP is crucial for creating a unified "transaction infrastructure" for the AI commercial world, enabling seamless interactions among AI, merchants, and payment institutions [9][10] - Without common standards, the AI ecosystem faces significant barriers to innovation and user experience due to the complexity of point-to-point API integrations [9][10]
千问“一句话买奶茶”背后:支付宝ACT定义跨智能体协同标准
Jing Ji Guan Cha Wang·2026-01-16 11:26