“一句话下单奶茶”背后：中国首个AI商业协议ACT支持AI 帮你买买买

Core Viewpoint - The introduction of the ACT (Agentic Commerce Trust Protocol) by Alipay and its partners aims to address concerns regarding AI operations in commercial transactions, ensuring user authorization, transaction security, and seamless service experience across devices and platforms [1][3]. Group 1: ACT Protocol Overview - The ACT protocol is China's first open technical framework designed for agent commercial needs, facilitating collaboration between AI and e-commerce, delivery, and other service platforms [1]. - The protocol establishes four core infrastructure standards: "Delegated Authorization Domain," "Commercial Interaction Domain," "Payment Service Domain," and "Trust Service Domain," ensuring traceability and verification of AI operations [3][6]. Group 2: User Experience and Security - Under the ACT protocol, AI only executes order placement, while payment authorization remains under consumer control, significantly reducing time costs while ensuring fund security [6]. - The protocol supports two payment modes: Instant Payment, where users authorize payments in real-time during AI interactions, and Delegated Authorization, allowing users to set conditions for automated transactions even when offline [6]. Group 3: Industry Implications - The ACT protocol is compatible with existing commercial and payment systems, adhering to principles of compatibility, privacy, and openness, and will continue to evolve with advancements in AI technology [6]. - Alipay is actively promoting the inclusion of more payment service providers, merchants, platforms, AI developers, and smart terminal manufacturers to enhance the protocol and build a new ecosystem of AI commercial trust [6][7].