Group 1 - The Chinese real estate market is experiencing a positive start in 2026 with multiple favorable policies aimed at stabilizing the market and promoting economic activity [1][2] - The People's Bank of China has lowered the minimum down payment for commercial property loans to 30%, down from previous requirements of 50% or higher, to support the commercial real estate market [1][2] - The extension of the tax refund policy for home sellers who purchase new homes within a year is expected to lower costs for families looking to upgrade their housing, thereby stimulating demand [2][3] Group 2 - The reduction in interest rates for existing housing provident fund loans and some commercial loans is set to lower borrowing costs for homeowners, effective from January 1, 2026 [4] - Local governments are also implementing supportive measures, such as increasing loan limits for families with multiple children and veterans, to further stimulate the real estate market [4] - Major cities like Beijing, Shanghai, and Shenzhen have seen a steady increase in real estate transactions, indicating a gradual recovery in the housing market [4]
（经济观察）利好频出 2026年中国楼市开局“步稳”
Zhong Guo Xin Wen Wang·2026-01-16 13:03