ZACKS·2026-01-16 15:16Core Viewpoint - Sallie Mae (SLM) is expected to report quarterly earnings of $0.95 per share, reflecting a 90% increase year-over-year, with revenues projected at $378.46 million, a 4.5% increase from the previous year [1]. Group 1: Earnings and Revenue Estimates - The consensus EPS estimate for the quarter has been revised downward by 12.5% over the past 30 days, indicating a collective reassessment by analysts [2]. - Analysts predict 'Net Interest Margin' to reach 5.2%, up from 4.9% in the same quarter last year [5]. - The consensus estimate for 'Net Interest Income' is $378.46 million, compared to $362.19 million reported in the same quarter of the previous year [5]. Group 2: Other Income Metrics - 'Other income' is expected to be $33.35 million, an increase from $27.71 million in the same quarter last year [6]. - The consensus for 'Total Non-Interest Income' is projected at $56.99 million, significantly higher than the $27.78 million reported in the same quarter last year [6]. Group 3: Market Performance - Shares of Sallie Mae have remained unchanged over the past month, contrasting with a +2% increase in the Zacks S&P 500 composite [6]. - Sallie Mae holds a Zacks Rank 5 (Strong Sell), indicating expectations of underperformance relative to the overall market in the near future [6].