MTB Q4 Earnings Beat Estimates on Higher NII & Fee Income, Stock Down

Key Takeaways MTB posted Q4 operating EPS of $4.72, topping estimates as revenues rose 3.8% year over year.Higher NII and non-interest income, along with modest loan and deposit growth, supported results.M&T Bank's efficiency ratio fell to 55.1% from 56.8% a year ago, signaling improved profitability.M&T Bank Corporation (MTB) reported fourth-quarter 2025 net operating earnings per share of $4.72, which beat the Zacks Consensus Estimate of $4.44. The bottom line compared favorably with earnings of $3.92 per ...