Bilt’s 10% Interest Rate Is Turning Heads—But It’s Not the Lowest APR Right Now
Investopedia·2026-01-16 21:01

KEY TAKEAWAYS Following President Donald Trump's proposal to cap credit card interest rates at 10%, new Bilt credit cards offer rewards for making rent or mortgage payments and a 10% APR for the first year.However, many other credit card companies offer longer introductory periods with APRs as low as 0% for a year and a half.Consumers should be aware that when the introductory period on their credit card ends, the actual APR applies, which can make any remaining balance much higher. New Bilt credit cards ...