八部门：金融机构应建立健全 反洗钱特别预防措施内控制度

Core Viewpoint - The People's Bank of China, along with several government departments, has introduced the "Special Preventive Measures for Anti-Money Laundering Management Measures," which will take effect on February 16, 2026, requiring financial institutions to establish robust internal control systems for anti-money laundering [1] Group 1: Regulatory Framework - The new measures consist of five chapters and thirty-one articles, mandating financial institutions to identify and assess relevant risks and implement management measures commensurate with those risks [1] - Financial institutions must verify customer identities against specified lists when establishing business relationships or providing one-time financial services, especially if there are changes in customer identity information during the relationship [1] Group 2: Compliance and Enforcement - If a financial institution identifies a customer or their transaction counterpart as being on the specified list, immediate anti-money laundering measures must be taken [1] - The measures allow financial institutions to inform affected parties about the actions taken and the reasons, except where confidentiality is mandated by law or regulations [1] - The measures stipulate legal responsibilities, stating that personnel who violate regulations and disclose confidential information will face disciplinary actions [1]