Group 1 - The White House's chief economic advisor, Kevin Hassett, suggested that large banks could voluntarily offer credit cards to individuals with stable incomes who lack access to credit channels, in response to President Trump's push to lower living costs [1] - President Trump previously called for a cap on credit card interest rates at 10%, a proposal that faced widespread opposition from bank executives and industry lobbyists, who argued it would be difficult to implement and could disrupt consumption and the financial system [1] - Hassett's alternative proposal targets individuals who have not fully utilized financial leverage due to a lack of credit access but possess sufficient income and stability to support credit limits [1] Group 2 - Banks indicated that if required to issue credit cards at a 10% interest rate, the most realistic response would be to scale back credit card operations rather than lowering rates across the board [2] - Hassett noted that implementing a mandatory interest rate cap would likely require new congressional legislation [2] - The concept of the "Trump credit card" remains in the conceptual stage, with no substantial discussions between major credit card issuers and the government reported yet [2]
10%利率上限遭美国银行业抵制 哈塞特抛出“特朗普信用卡”替代方案
智通财经网·2026-01-16 23:57