经济日报：新就业形态劳动保障不应有盲区

Core Viewpoint - The rapid development of the digital economy and platform economy has led to the expansion of new employment forms such as delivery riders, ride-hailing drivers, and freelancers, which often lack traditional employment relationships and social security protections [1][2]. Group 1: Current Challenges - New employment form workers have low participation rates in social insurance, not solely due to unwillingness but also due to low income levels, insufficient job stability, and short-term livelihood pressures [1]. - Many new employment form workers prioritize immediate income over long-term social security benefits [1]. Group 2: Government Initiatives - Since 2020, the inclusion of new employment form protections in the "14th Five-Year Plan" has been a focus, with pilot programs for occupational injury insurance launched in various regions [1]. - Cities like Beijing and Shenzhen have introduced "new occupational injury insurance," allowing workers in sectors like delivery and express services to receive benefits without formal labor contracts, with premiums primarily covered by platforms [1]. Group 3: Corporate Responses - Under policy guidance, platform companies like Meituan are initiating pension insurance subsidy plans for delivery riders, aiming for nationwide implementation by 2025, marking it as the "year of social insurance for riders" [2]. - The model emphasizes inclusivity and public welfare, with a mechanism of "corporate subsidies + voluntary participation" to encourage riders to join the social security system [2]. Group 4: Technological Support - Digital technology plays a crucial role in supporting the implementation of social insurance for riders, with local social security departments optimizing payment methods and platforms integrating big data with social security systems [2]. - Platforms utilize income comparisons to identify eligible riders for subsidies, facilitating efficient distribution [2]. Group 5: Broader Implications - The initiative to provide social insurance for riders serves as a starting point for addressing similar issues faced by other flexible employment groups, such as ride-hailing drivers and domestic workers [3]. - The exploration of rider social insurance enhances protection levels without compromising employment flexibility, promoting efficiency and fairness [3]. - Future efforts should focus on collaboration among government, enterprises, and society to innovate mechanisms and technologies that alleviate social security concerns for more flexible workers [3].