中国人民银行、住房城乡建设部等八部门发布《反洗钱特别预防措施管理办法》

Core Viewpoint - The People's Bank of China and seven other departments have issued the "Management Measures for Special Anti-Money Laundering Preventive Measures," which will take effect on February 16, 2026, requiring financial institutions to establish robust internal control systems for anti-money laundering [1]. Group 1: General Principles - The purpose of the measures is to prevent money laundering, terrorist financing, and financing of weapons of mass destruction, and to regulate special anti-money laundering preventive measures [2]. - All entities and individuals are required to implement special anti-money laundering measures against the listed organizations and individuals recognized by the National Anti-Terrorism Work Leading Group [3]. Group 2: Lists and Execution - Relevant authorities, including the Ministry of Public Security and the People's Bank of China, are responsible for identifying, publishing, and removing names from the lists [8]. - Financial institutions must continuously monitor and verify the lists and take immediate action if clients or their transaction counterparts are identified on these lists [12][13]. Group 3: Obligations of Financial Institutions - Financial institutions are required to establish and improve internal control systems for special anti-money laundering measures and assess related risks [11]. - Upon identifying clients or transaction counterparts on the lists, financial institutions must immediately implement special anti-money laundering measures and report to the People's Bank of China [18]. Group 4: Legal Responsibilities - Violations of the measures by financial institutions may result in penalties from the People's Bank of China, including fines and disciplinary actions against responsible personnel [26][27]. - Any entity or individual violating the measures may also face penalties as stipulated in the Anti-Money Laundering Law [19]. Group 5: Miscellaneous Provisions - The measures define "basic expenses" and "funds and assets" comprehensively, including various forms of tangible and intangible assets [22][21]. - The measures will be interpreted by the People's Bank of China in conjunction with other relevant departments [30].