财经老王｜央行放大招！金融“活水”为高质量发展保驾护航

Group 1 - The central bank has announced a reduction in the re-lending and rediscount rates by 0.25 percentage points, bringing the one-year rate to 1.25%, which lowers the cost of funds for commercial banks and enhances their lending capacity [3] - The central bank has increased the re-lending quota for technology innovation and technological transformation from 800 billion to 1.2 trillion yuan, and has included private small and medium-sized enterprises (SMEs) with high R&D investment levels in the support scope [3][5] - A combined risk-sharing tool for technology innovation and private enterprise bonds has been established with a supporting re-lending quota of 200 billion yuan, providing a "double insurance" for technology-oriented private enterprises [5] Group 2 - An additional 500 billion yuan has been allocated for re-lending to support agriculture and small enterprises, with a dedicated 1 trillion yuan for private enterprise re-lending, directly addressing the needs of small private enterprises [5] - The minimum down payment ratio for commercial property loans has been lowered to 30%, aimed at addressing the high vacancy rates and inventory issues in the commercial property sector [7] - The central bank's actions indicate a commitment to directing financial resources towards technology, green initiatives, and small enterprises to support high-quality development [9]