两部门：商业用房(含“商住两用房”)购房贷款最低首付款比例调整为不低于30%

Core Viewpoint - The People's Bank of China and the National Financial Regulatory Administration have jointly announced an adjustment to the minimum down payment ratio for commercial property loans, setting it at no less than 30% [1] Group 1: Policy Changes - The minimum down payment ratio for commercial properties, including "commercial-residential mixed-use properties," has been adjusted to a minimum of 30% [1] - Provincial branches of the People's Bank of China and local offices of the National Financial Regulatory Administration are allowed to determine the minimum down payment ratio for their respective cities based on local government regulations, following the principle of "differentiated policies" [1]