央行等两部门：商业用房（含“商住两用房”）购房贷款最低首付款比例调整为不低于30%

Core Viewpoint - The People's Bank of China and the National Financial Regulatory Administration have jointly announced an adjustment to the minimum down payment ratio for commercial housing loans, setting it at no less than 30% [1] Group 1 - The minimum down payment ratio for commercial properties, including "commercial-residential mixed-use properties," has been adjusted to a minimum of 30% [1] - Provincial branches of the People's Bank of China and local offices of the National Financial Regulatory Administration will determine the minimum down payment ratio for each city based on local government policies, adhering to the principle of "differentiated measures for different cities" [1]